Ayoba Insurance Brokers


Travel insurance is meant to provide you with cover related to losses you incur when planning to travel or during your travel. The cover can be purchased for any trip, be it road, sea or flight. You are indemnified for any losses including but not limited to cancelled trips, lost luggage and emergency medical expenses amongst others.


Construction Insurance protects the contractor against damages to a structure before completion. The damages can be caused by natural perils like fire and storms or other unnatural events such as malicious damage and impact by wild animals. Cover can be extended to include liabilities to third parties, equipment kept at construction including cranes and raw materials such as cement.


Last Will and Testaments is a document in which a person sets out what must happen to their estate when they die. … A person can also nominate the person or persons, known as executors, who should administer their estate on their death.


Life Insurance is a contract between you and an Insurance company. Essentially, in exchange for your premium payments, the Insurance Company will pay a lump sum to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose.


Our life insurance product provides coverage against death, funeral costs and permanent disability. These benefits can be taken singularly or as a combo. Cover can be taken out by an individual for themselves, family and relatives. Also, employers can take out the cover for employees and their families.

Why you should take Ayoba’s Life Cover

  • Spouses and children under the age of 21 years are covered for free!
  • Funeral pay-out is within 24 hours.
  • No medical or blood tests required
  • Cashback benefit option
  • The primary beneficiary of a life policy receives additional R500 cash towards groceries every month, for 6 months after the policyholder has passed on.
  • No waiting period for employee group cover