Travel insurance is meant to provide you with cover related to losses you incur when planning to travel or during your travel. The cover can be purchased for any trip, be it road, sea or flight. You are indemnified for any losses including but not limited to cancelled trips, lost luggage and emergency medical expenses amongst others.


Construction Insurance protects the contractor against damages to a structure before completion. The damages can be caused by natural perils like fire and storms or other unnatural events such as malicious damage and impact by wild animals. Cover can be extended to include liabilities to third parties, equipment kept at construction including cranes and raw materials such as cement.


Last Will and Testaments is a document in which a person sets out what must happen to their estate when they die. … A person can also nominate the person or persons, known as executors, who should administer their estate on their death.


The purpose of a retirement plan is to provide financial stability so people can leave their full-time jobs at retirement. Planning has become quite a challenge because of the rising cost of living–especially health care.


Investment is an asset acquired or invested in to build wealth and save money from the hard earned income or appreciation. Investment is primarily made to obtain an additional source of income or gain profit from the investment over a specific period of time.


Life Insurance is a contract between you and an Insurance company. Essentially, in exchange for your premium payments, the Insurance Company will pay a lump sum to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose.