Simply put, Insurance is an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for a payment in monetary terms.
Credit shortfall insurance, also called Top-up or Gap insurance, exists to cover the difference between your vehicle's retail value (usually the amount the car is insured for) and the amount you owe on your vehicle loan (settlement amount).
There has been of late an increasing number of reality television shows that focus on the disputes which emanate within families for a deceased’s estate. The likes of “will wars”, “Ifa lami” and “kukithi la” are a few of the…